Philippine Estate Planning Made Simple

Protect Your Family'sLegacy

Avoid probate. Minimize taxes. Ensure your wishes are honored. The smart way to transfer wealth while respecting Philippine law.

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The Problem with Traditional Estate Planning

In the Philippines, families face unnecessary hardship when settling estates

Probate Takes Years

Court proceedings can drag on for 2-5 years, freezing assets and creating family tension.

2-5 years
Average Duration

Hidden Costs Add Up

Estate tax, lawyer fees, court costs, and administrative expenses eat into the inheritance.

10-15%
Lost to Fees & Taxes

Family Disputes Arise

Unclear instructions and perceived unfairness lead to conflicts that tear families apart.

60%
Estates Face Disputes
The Legado Solution

Transfer Wealth Without Probate

Using three proven legal instruments under Philippine law

Life Insurance

Tax-free proceeds pass directly to beneficiaries, bypassing the estate entirely.

  • Tax-free death benefit
  • Instant liquidity
  • Creditor-protected
  • No probate needed

Deed of Donation

Transfer assets during your lifetime with a simple 6% donor's tax.

  • Immediate transfer
  • Clear ownership
  • Lower than estate tax
  • Simple documentation

Power of Appointment

Maintain control while designating who receives your assets.

  • Retain ownership
  • Flexible beneficiaries
  • Modify anytime
  • Strategic planning

How Legado Works

Five simple steps to a complete estate plan

1

Client Profile

Marital status & property regime

2

Identify Heirs

Compulsory heirs & legitime

3

List Assets

Inventory & valuation

4

Set Wishes

Desired distribution

5

Get Plan

Recommendations & documents

Philippine Law Compliant

Built for the Family Code

Legado automatically calculates legitime requirements, enforces donation rules between spouses, and ensures your estate plan complies with Philippine law.

Automatic legitime calculation based on heirs
Blocks void donations (Art. 87 - between spouses)
Warns against inofficious donations
Tracks collation requirements
Generates heir acknowledgment forms

Legitime Calculator

Heir ConfigurationSpouse + 2 Children
Total Estate₱20,000,000
Protected (Legitime)
75%
₱15,000,000
Free Portion
25%
₱5,000,000

Secure Your Family's Future Today

Don't leave your family's inheritance to chance. Create a clear, legally compliant estate plan in minutes.

Start Your Estate Plan

Free to use • No account required • Export your plan as PDF